Romance with Finance®

Where Health, Wealth & Self Become One

A practical and soulful path for MSME entrepreneurs to balance business, body, and being. Because true success is not profit alone — it’s the harmony of life, work, and inner balance.

Every chapter is a bridge — reconnecting you with your health, your wealth, and yourself.

What Is Romance with Finance®?

A science-backed and soul-friendly method to help entrepreneurs align their body, mind, and money.

Build wealth without compromising health — practical, brief, & instantly usable for busy MSME owners.

Everything in this program is designed to be applied in five minutes a day.

Romance with Finance cover
Romance with Finance®

Romance with Finance® is a new way of approaching business.

Not through pressure.
Not through stress.
Not through nonstop hustle.

But through alignment — the alignment of your health, your habits, and your financial decisions, so your business grows because you grow.

For years, MSME owners believed

“Finance means accounts, and health is a separate story.”

The truth is powerful:

Your health is your first cash flow.
  • When your body is tired, clarity decreases.
  • When clarity decreases, decisions slip.
  • When decisions slip, cash leaks.
Harmony illustration
One Continuous System

Your body, mind, and business are not three compartments — they are one continuous system. Romance with Finance® brings these back into harmony using:

  • Health rituals
  • Self-awareness practices
  • Financial discipline
  • Decision hygiene
  • Clarity habits
  • Daily alignment exercises for MSMEs

Everything is designed so even the busiest entrepreneur can apply it in just five minutes a day.

“A tired entrepreneur makes expensive decisions. An aligned entrepreneur makes powerful ones.”

— Romance with Finance®

Who Is Romance with Finance® For?

Designed for entrepreneurs who want health, clarity & sustainable success.

MSME Entrepreneurs

Entrepreneurs who want to grow without burnout.

Exhausted Business Owners

People feeling overwhelmed, tired, or mentally drained.

Erratic-Routine Founders

Those struggling with sleep, recovery, or stability.

Entrepreneurs Craving Clarity

People wanting mental calmness, energy & focus.

High Performers Feeling Hollow

Those who function well but feel empty inside.

Peak Body-Mind Seekers

Anyone wanting healthier habits & financial clarity.

A healthy entrepreneur builds a healthy business.
Romance with Finance® shows you how.

THE SIGNATURE 9 ALIGNMENTS FRAMEWORK

The 9 Alignments — Where Your Health, Self-Care & Money Come Back Into Balance

9 Alignments™

Your Alignment Core

Select an Alignment

Hover or tap on any of the 9 icons to read more.

When your health, self-care, and financial clarity move together, life stops draining you and starts supporting you — that is the promise of the 9 Alignments.

Meet the Minds Behind Romance with Finance®

Two experts. Two worlds. One mission — to help entrepreneurs align their body, mind, and money.

CA Kumaresh Babu

Co-Author — The Outer Wealth (Financial Clarity & Cashflow)

Chartered Accountant • MSME CashFlow Coach Founder — 21M CashFlow First®

Working with thousands of MSMEs, Kumaresh has seen the same pattern:

  • ✔ When energy drops, errors increase
  • ✔ When clarity drops, cash leaks
  • ✔ When habits drop, business collapses
  • ✔ Daily financial discipline
  • ✔ Yellow flags in business
  • ✔ Clarity → Efficiency → Confidence
“Your business grows at the speed of your clarity.”
CA Kumaresh Babu
Dr Sandhya Ravi

Dr. Sandhya Ravi

Co-Author — The Inner Wealth (Health & Self-Care)

Doctor • Wellness Educator • Speaker

For over two decades, Dr. Sandhya has helped individuals rebuild energy, improve sleep, balance stress, and interpret early warning signals of burnout.

  • ✔ Health as the first cash flow
  • ✔ Daily rhythms that protect energy
  • ✔ Deep-rest practices for entrepreneurs
  • ✔ Stress & recovery science made simple
  • ✔ Tools to rebuild clarity & reduce overload
“A tired entrepreneur makes expensive decisions. An aligned entrepreneur makes powerful ones.”

Together — A Unique Blend

One from health. One from finance. Both aligned to help entrepreneurs work smarter, live lighter, and grow stronger.

Romance with Finance® is shaped by thousands of real MSME stories, struggles, and transformations — not theory.

Bring Alignment Into Your Life — Start With the Book

A simple, powerful guide for MSME entrepreneurs to build a strong body, calm mind, and financially disciplined business — without overwhelm.

What You’ll Learn:
  • How health improves business decisions
  • How self-care becomes a productivity tool
  • How clarity reduces stress instantly
  • How the 9 Alignments™ bring stability and flow
  • How to prevent burnout and financial chaos
  • How to build 5-minute MSME-friendly rituals
  • How to observe, understand & correct your patterns
Better Health

Sleep, energy, focus & emotional balance.

Better Clarity

Know your numbers & identify yellow flags.

Better Habits

Daily alignment rituals you can stick to.

Financial Strength

Cash discipline & confidence.

Inside the Book:

• Entire 9 Alignments™ • Energy reset techniques • Health & self-care practices • Financial tools
• MSME case stories • Worksheets • Reflection prompts • Daily 5-min habits
• One-page cheat sheets • Alignment checklists

A healthy entrepreneur creates a healthy business.
Start your alignment with this book.

Happy Customers

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PROGRAMS (ONLINE & OFFLINE)

Three core offerings to bring alignment into your life and business.

21M CashFlow First® MSME Coaching
Weekly group mentoring for Retail, Manufacturing, and Service businesses.
  • Cashflow-first business habits
  • Weekly accountability
  • Peer learning
Group Coaching
Financial Roundtable (Premium)
10-month high-accountability cohort using the FMC Framework™.
  • Deep financial reviews
  • 1-on-1 guidance
  • Premium MSME cohort
Premium Cohort
Workshops & Events
Sessions, retreats, book-based workshops & corporate programs.
  • 3-hour MSME sessions
  • Book workshops
  • Wellness + finance retreats
Workshops

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Romance with Finance

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BLOGS, STORIES & ARTICLES

Featured Categories:

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Romance with Finance® Insights

MSME Cashflow & Business

Health & Self-Care

Behind the Book

Brand Deal Series

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